Confused b/w Equity & Debt? Strike the right balance with Balanced Funds-The Total Investment & Insurance Solutions

Contact Your Financial Adviser Money Making MC http://moneymakingaimsee.blogspot.in https://www.facebook.com/moneymakingmc 3 September 2016   Balanced Funds(The Total Investment & Insurance Solutions) In times of volatile markets and turbulent scenarios, one should opt for a judicious mix of risk and return. In such scenarios, balanced funds may be the right choice for investors. Also termed hybrid funds, these products offer a cushion of safer investments in debt, to compensate for the riskier equity part.

The 3- and 5-year returns of balanced funds are on par with other good performing large-cap funds. Balanced funds are safer when compared to pure-play equity funds. Equity-oriented balanced funds offer a distinct tax advantage to the investors, as holding on to equity investments for more than a year, renders the redeemed amount tax free. The benefit of investing in balanced funds becomes more apparent when the market is volatile.