Monday, 30 January 2017

Current Accounts curbs go, ATMs to follow -The Total Investment & Insurance Solutions

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30 January 2017

The RBI on Monday ended all curbs on withdrawals from Current Accounts, Cash Credit Accounts and Overdraft Accounts with immediate effect. The Total Investment & Insurance Solutions

A Reserve Bank of India notification said limits on ATM withdrawals will also go from Wednesday.

But the curbs on Savings Bank accounts across the counter will remain.

"On a review of the pace of remonetisation, it has been decided to partially restore status quo ante," the RBI said. The Total Investment & Insurance Solutions

"Limits placed vide the circulars cited above on cash withdrawals from Current accounts/ Cash credit accounts/ Overdraft accounts stand withdrawn with immediate effect.

"The limits on Savings Bank accounts will continue for the present and are under consideration for withdrawal in the near future," it added. The Total Investment & Insurance Solutions

The limits were placed following the November 8 demonetisation of Rs1,000 and Rs500 notes. The upper limit at ATMs was just Rs2,500 initially, and later it was raised to Rs4,500.

Earlier this month, the RBI had hiked the daily ATM withdrawal limit from Rs4,500 to Rs10,000 and doubled the weekly Current Account withdrawal limit to Rs1 lakh.

The upper limit for weekly withdrawal from bank accounts had been raised to Rs24,000 from Rs20,000 in November. The Total Investment & Insurance Solutions


While lifting of ATM withdrawal limits from February 1 will represent coming full circle for these machines in respect of demonetisation, it is to be seen whether the amount of cash supplied by RBI will be able to satisfy the demand of citizens in future.The Total Investment & Insurance Solutions

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