Monday, 30 January 2017

Jan Dhan deposits rose Rs 29,000 cr in month post-note ban -The Total Investment & Insurance Solutions

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30 January 2017

Total deposits in Jan Dhan accounts surged by nearly Rs 29,000 crore in the period of a month since the November 8 announcement demonetising high value currency notes, according to the latest official data released here. The Total Investment & Insurance Solutions

Total deposits in Jan Dhan accounts rose by around Rs 28,973 crore to a record high of Rs 74,610 crore on December 7, shows latest Finance Ministry data. The Total Investment & Insurance Solutions

Thereafter, during the period December 7 to January 11, total deposits have came down by Rs 5,582.83 crore. AS on January 11, total deposits in such accounts amounted to Rs 69,027.17 crore. 

There are currently about 26.68 crore Jan Dhan accounts. The Total Investment & Insurance Solutions

Following demonetisation, the monthly upper withdrawal limit for Jan Dhan accounts has been fixed at Rs 10,000 per month from November 30 to check misuse of these accounts. The upper limit for deposits in such accounts is Rs 50,000. The Total Investment & Insurance Solutions

An official statement earlier this month had said deposits in Jan Dhan accounts have grown by more than 50 per cent since the demonetisation announcement. The Total Investment & Insurance Solutions

"As on December 21, deposits worth Rs 71,557.90 crore had been mobilsed under the Pradhan Mantri Jan Dhan Yojana (PMJDY)" and that this scheme for financial inclusion had succeeded in opening over 26 crore accounts, said a Finance Ministry statement. The Total Investment & Insurance Solutions

The Income Tax Department has earlier reported that total deposits amounted to Rs 45,637 crore on November 9, the day from which Rs 1,000 and Rs 500 notes ceased to be legal tender, in a move designed by the government to eliminate black money, counterfeit currency and terror financing.

As on the eighth day after the announcement, aggregate deposits in Jan Dhan accounts had increased to Rs 64,252.15 crore, Parliament was told during the last winter session. 

The government had, on November 18, warned account holders on not allowing misuse of Jan Dhan accounts for laundering black money post-demonetisation and in its wake, inflows into such accounts had come down significantly, it has said. The Total Investment & Insurance Solutions

In a release early in December, the Finance Ministry said there has been a continuous fall in deposits, after an initial surge post November 8. The Total Investment & Insurance Solutions

Total amounts deposited during November 8-15 were Rs 20,206 crore, while during November 16-22, people deposited Rs 11,347 crore in such accounts. This further fell to Rs 4,867 crore during November 23-30. Total daily deposit in Jan Dhan accounts was Rs 410 crore on December 1 and Rs 389 crore on December 2. The Total Investment & Insurance Solutions


"The Income Tax Department has identified the local clusters and bank branches where the inflow of Jan Dhan deposits have been more than normal, in order to investigate money deposits in Jan Dhan accounts which belonged to somebody else," an official statement said.The Total Investment & Insurance Solutions

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