Wednesday, 10 May 2017

Capital First yearly profit after tax up 44%-The Total Investment & Insurance Solutions

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10 May 2017

Capital First Limited reported a profit after tax of Rs238.9 crore for FY17, an increase of 44% from Rs166.1 crore in FY 16. Capital First reported a profit after tax of Rs70.8 Crores for Q4 FY17, an increase of 49% from Rs47.5 crores in Q4 FY 16. This is the highest ever quarterly profit in the history of the company, according to a release from the company.

The net interest Income grew 59% to Rs1,300.8 crore in FY17 from Rs818.1 crore in FY16. Total income including fees grew 65% to Rs1,640.3 crore in FY17, from Rs991.8 crore in FY16.

The company’s AUM (assets under management) grew Rs19,824 crore as on 31 March 2017 with its retail loan portfolio contributing to 93% of its overall AUM as of 31 March 2017. The retail loan book grew by 33% to Rs18,353 crore as on 31 March 2017, up from Rs13,756 crore as on 31 March 2016. The Total Investment & Insurance Solutions

The gross NPAs (non-performing assets) of the company have come down to 0.95% as of 31 March 2017 as compared to 1.08% as of 31 March 2016. The net NPAs of the company have come down to 0.30% as of 31 March 2017 as compared to 0.56% as of 31 March 2016. The Provision Coverage Ratio (PCR) has improved to 69% as of 31 March 2017 as compared to 48% as of 31 March 2016. The company has not opted for 90 days relaxation extended by RBI (Reserve Bank of India) for recognition of sub-standard assets.

The Capital Adequacy Ratio of the company stood at 20.35% as of 31 March 2017.


Capital First Limited is a non-banking finance company specializing in MSME (Micro, Small and Medium Enterprises) and consumer financing supported by proprietary credit evaluation methodologies and strong credit scoring platform. The company also offers loans to salaried consumers and small enterprises primarily for home loans, two wheeler loans, durable loans, working capital, short term business needs and for consumption. The Total Investment & Insurance Solutions

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