Tuesday, 27 June 2017

Banking Ombudsman to look into complaints of mis-selling by banks-The Total Investment & Insurance Solutions

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27 June 2017

The Reserve Bank of India (RBI) said, its Banking Ombudsman Scheme would now include, deficiencies arising out of sale of insurance, mutual fund or other third party investment products by banks as well as complaints regarding mobile banking and electronic banking service in the country. The Total Investment & Insurance Solutions

In a notification, RBI says, "The pecuniary jurisdiction of the Banking Ombudsman to pass an Award has been increased to Rs20 lakh from existing Rs10 lakh. Compensation not exceeding rupees hundred thousand can also be awarded by the Banking Ombudsman to the complainant for loss of time, expenses incurred as also, harassment and mental anguish suffered by the complainant." The Total Investment & Insurance Solutions


RBI has also revised procedure for complaints settled by agreement under the BO Scheme. Another important change is a customer can now file an appeal for complaints closed under Clause 13 (c) of the existing Scheme relating to rejection, which was not available earlier.The Total Investment & Insurance Solutions

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