Tuesday, 8 August 2017

Axis Bank cuts saving account interest rate by 50 bps -The Total Investment & Insurance Solutions

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8 August  2017

Close on the heels of SBI cutting the interest rates on savings accounts, private lender Axis Bank also announced a 50 basis points (bps) reduction in the rates of savings accounts having deposits below Rs 50 lakh, effective Tuesday. The Total Investment & Insurance Solutions

"The bank has revised the interest rate downward on savings account balance by 50 bps to 3.50 per cent per annum on balance of up to Rs 50 lakh," it said in a BSE filing.

The bank will continue to offer 4 per cent interest per annum on savings account balance of Rs 50 lakh and above, it said. The Total Investment & Insurance Solutions

On July 31, the State Bank of India (SBI) had also announced a 50 bps cut in the interest rates but for savings accounts having deposits below Rs 1 crore.

The revised interest rate for SBI savings accounts having up to Rs 1 crore deposit now stands at 3.5 per cent while those having above Rs 1 crore balance in their savings accounts continue to enjoy the 4 per cent interest rate. The Total Investment & Insurance Solutions


The decline in the rate of inflation and high real interest rates are considered the primary reason for banks going for rate cuts on the savings bank deposits.The Total Investment & Insurance Solutions

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